Pay your team.Gift your people.One wallet.
Payroll, employee records, bulk cash transfers and closed-loop gift vouchers — the money side of running a Nigerian business, without the spreadsheets.
The money side, handled
Payroll in one click
Add your team once — banks, salaries, departments — then run payroll on schedule or on demand. Everyone paid exactly once, with payslips and a clean record of every run.
Gift vouchers that stay gifts
End-of-year gifting, client appreciation, staff rewards — send closed-loop vouchers spendable only at approved stores. Each recipient gets their own code by email; every payment is approved with a one-time code to their phone.
Bulk transfers & incentives
Pay agents, vendors and field teams in one batch — cash to any Nigerian bank, airtime or data to any phone. Upload a list, hit send, done.
How gift vouchers work
Give value, not cash. Vouchers are spendable only at Ridim-approved stores, secured with one-time codes, and settled directly to each store's verified bank account.
Pick your people
Staff from your directory or anyone by email — set the amount per person and the stores it works at.
They get their voucher
Each recipient receives their own voucher code by email with the list of approved stores.
They shop, we verify
At the counter, a one-time code is sent to their phone and email. Reading it to the cashier approves that exact payment.
Stores get settled
Money moves from your escrowed budget straight to the store's verified bank account. Balances can be spent bit by bit.
Company money deserves company-grade care
Escrowed budgets
Voucher money is reserved the moment you issue, so every redemption is guaranteed payable — and unspent balances return to your wallet.
Paid once, never twice
Idempotent payout checks across payroll, transfers and redemptions. Nobody gets missed, nobody gets double.
Verified identity
KYB verification puts a trust badge on your account and unlocks higher limits — your recipients know it's really you.
A clear money trail
Every payout, redemption and refund is logged and exportable. Your accountant will thank you.
Get verified, get going
Submit your CAC/RC details once. Explore the workspace while your review is pending — payroll, employees and vouchers unlock the moment you're approved.
Questions? Answers.
One workspace for moving money as a company: run payroll, keep an employee directory, send bulk cash transfers and incentives, and gift closed-loop vouchers to staff and clients — all from one wallet.
Run the money side the easy way
One verified account for payroll, gifting and payouts — built for Nigerian businesses that move fast.
